Employment Practices Liability

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Employment Practices Liability

No business owner would consider going without General Liability or Property Insurance, and yet, an employer is more likely to have an Employment Practices Liability (EPL) claim than a General Liability or Property claim.

Did you know:

  • Over 40% of EPL claims are brought against private employers with fewer than 100 employees
  • In a recent survey, 73.5% of companies defended employment-related litigation over the last three years, mainly discrimination and wage & hour complaints
  • The #1 area for litigation over the past three years has been labor & employment matters
  • 47% of plaintiff verdicts are between $100,000 and $500,000: the average cost of defense is $150,000

Employment Practices Liability Provides Protection Against Claims Of:
Discrimination• Harassment • Retaliation • Wrongful termination • Employment-related misrepresentation • Negligent evaluation • Wrongful discipline

Failure to enforce adequate policies • Wrongful deprivation of career opportunity • Wage and hour claims
Negligent violation of laws such as Family Medical Leave Act, and the Uniformed Services Employment and Re-employment Rights Act